AI-powered F&I sales assistant

Turn every finance manager into your best closer.

An AI assistant trained on your own F&I products. It writes pitches, handles objections, and reads competitor quotes in real time — so your team sells more VSC, GAP, and ancillary coverage on every deal.

Built on your product catalog. Cites its sources. Ready for your F&I desk.

Finance Concepts AI
Customer says GAP is too expensive on a financed Camry. Give me a 30-second rebuttal.
"I hear you — but think about what GAP actually does. You're financing close to the full value, and the second you drive off, the car's worth less than you owe. If it's totaled or stolen next month, GAP covers that gap so you're not paying for a car you no longer have. It's a few dollars a month to make sure a bad day doesn't become a financial one."
GAP-Overview-2025.pdfVSC-Overview-2025.pdf
Make it shorter and punchier.
"You owe more than the car's worth the day you drive off. If it's totaled, GAP pays the difference — so you're never stuck paying for a car you don't have. A few bucks a month for real peace of mind."
The numbers your dealers live by

Small lifts in penetration are real money

F&I is where dealerships make their margin. Every product your team attaches per deal compounds across the store — and across your network.

$1,986
Avg. F&I profit per vehicle (PVR), Q1 2026
~45%
VSC penetration — room to grow toward 55%+
~40%
GAP penetration — room to grow toward 70%+
1.57
Avg. products per deal — every +0.1 is margin

Industry benchmarks, Q1 2026 (StoneEagleDATA / NADA / Cox Automotive).

What it does

A 24/7 F&I expert in every manager's pocket

Trained on your products

It answers from your own F&I catalog — VSC, GAP, Tire & Wheel, theft, appearance, RV, and more — and cites the source document on every answer. No generic guesses.

Instant pitches & rebuttals

"Give me a 30-second GAP pitch." "Handle 'I can't afford it.'" It writes something your manager can say out loud, instantly — and refines it on request.

Reads competitor quotes & deal sheets

Paste a screenshot or PDF of a competitor's coverage. It reads it, explains it, and shows your manager how to position your products to win the deal.

Ramps new hires fast

With high turnover in F&I, new managers get a knowledgeable coach from day one — product knowledge, objection handling, and real pitches without months of ramp time.

How it works

Three steps to a stronger F&I desk

1

Ask anything

Your manager types or pastes a question, a customer objection, or a competitor's quote.

2

Get a sell-ready answer

Instant, plain-English pitches and rebuttals grounded in your products — with sources cited.

3

Close more

Higher product penetration on every deal, more PVR, and a more confident team.

It pays for itself on the very first deal

If it helps one finance manager sell just one additional GAP policy a month, that single deal more than covers the cost. Everything beyond that is upside — for the dealer, and for your bottom line.

More penetration → more PVR → more profit retained
See it live

Book a demo

Pick a time and we'll show you the tool with your products — including a real competitor-quote breakdown. It takes 20 minutes to see why it sells.