The product

The F&I expert your team can ask anything.

Finance Concepts AI is trained on your own product catalog. It turns your F&I knowledge into instant, sell-ready answers — for every manager, on every deal.

See it in action

From question to closed deal in seconds

Your manager asks in plain English. It answers from your materials, cites the source, and refines on request.

Finance Concepts AI
Customer pulled up a cheaper VSC quote from another shop. How do I keep the deal?
Ask to see it, then anchor on coverage, not price. Most discount contracts are stated-component — they list what's covered, so anything not named is excluded. Ours is exclusionary: it covers everything except a short list. Walk them through one real repair their quote wouldn't cover, then reframe: "It's not more expensive — it covers more. The cheap one is cheap because it pays out less."
VSC-Overview-2025.pdfExclusionary-Coverage.pdf
Give me that as a clean 20-second script.
"Let's compare what's actually covered. Their plan lists each part it covers — if it's not on the list, you pay. Ours covers everything except a few specific items. So when your transmission goes at 70,000 miles, you're protected. It's not about paying more — it's about being covered when it counts."
Capabilities

Built for the F&I desk

Trained on your catalog

VSC, GAP, Tire & Wheel, theft, appearance, key, RV products, and more — answered from your own materials, with the source document cited every time.

Pitches, rebuttals & objection handling

Sell-ready scripts on demand — and it refines on request: punchier, shorter, or tuned to a specific objection like "I can't afford it."

Reads competitor quotes & deal sheets

Paste a screenshot or upload a PDF. It reads the coverage, finds the gaps, and shows your manager how to position against it.

Hands-free voice mode

Speak a question and hear the answer back in a natural voice — no typing. Built for the pace of a real F&I office, on desktop or phone.

Roleplay practice that scores your team

Managers rehearse live deals against an AI customer — friendly, skeptical, hostile, or price-obsessed — by text or hands-free voice. Every session ends with a scored breakdown, coaching, and stronger lines they could have used.

A silent coach, live in the session

During practice, a quiet coach flags what matters as it happens: a compliance risk, a buying signal that says close now, or the exact product fact that answers the customer's objection — all grounded in your own materials.

Competitor comparison proposals

Upload a customer's competing quote and get a branded, side-by-side comparison proposal in seconds — coverage against coverage, with the savings made obvious. Every proposal is manager-reviewed before it reaches a customer, and saved to the manager's history to reopen, edit, and regenerate anytime.

Instant Pre-Qual — score & DTI in seconds NEW

A VantageScore 4.0 credit score and debt-to-income ratio from just a name, email, and phone — a consent-logged soft pull that never affects the customer's credit. The AI reads the numbers and hands your manager a game plan: a readiness read, product suggestions from your own catalog, and an opener to lead with.

A dashboard built for the principal

Dealership admins get a read-only view of the whole desk: practice scores over time, per-rep performance, the objections coming up most, and proposal volume — plus a monthly store leaderboard your team competes on.

Accurate & trustworthy

It cites its sources and never blends numbers across products. When several plans differ, it asks which one — no wrong figures going to customers.

Private & secure

Every user gets their own secure, persistent history. One dealer's conversations are never visible to another.

It pays for itself on the very first deal

If it helps one finance manager sell just one additional GAP policy a month, that single deal more than covers the cost. Everything beyond that is upside.